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The symptoms of chronic diseases, like HIV/AIDS, can take years to develop. Because the severity of the symptoms varies with each person and how long they have had the disease, it can be difficult for an inexperienced attorney to prove that your symptoms qualify for a long-term disability claim.
Whether you are struggling to fill out all the paperwork required by your insurer, or you are receiving pushback from your insurer during the process, our legal team at ERISA Law Center in Fresno, California, is here to help. We have been serving clients nationwide for over 35 years and have successfully helped represent LTD claims for different conditions. We know what your insurer might try to put you through.
An Aggressive Defender Protecting Your Best Interests
Like any other business, the main objective of an insurance company is to make the largest profit possible. Because of this, you may experience difficulties when you file a claim for your long-term disability.
Insurance companies might try to keep you from getting the benefits you deserve through a range of poorly based claims. Your insurer could try to argue that the symptoms you experienced aren’t advanced enough to warrant benefits. Whatever the case may be, our attorneys have the knowledge and experience necessary to help you challenge their claims.
Pursue Your Rights With An ERISA Attorney
As a chronic condition, AIDS may take years to fully develop. Although symptoms vary, the farther along the disease gets, the worse the symptoms become. AIDS, formally defined, occurs when an individual has a CD4 lymphocyte count of 200 or less or develops an opportunistic infection such as pneumocystis carinii pneumonia. This highly debilitating disease severely damages the patient’s immune system.
If you find yourself facing the debilitating effects of HIV/AIDS and have issues securing the disability benefits you need, our skilled ERISA attorney has the knowledge to guide you toward a favorable resolution. Our team of professionals can help you overcome the legal obstacles in your path. We are available 24/7 to answer your questions and concerns.
Symptoms And Progression Of HIV To AIDS
After an individual contracts HIV, they may experience an illness similar to the flu within two to four weeks. These flu-like symptoms may last a few days or a few weeks. Some individuals do not show symptoms at all initially. Even test results for HIV may not show up if the individual takes the test too early. Those infected with HIV are highly contagious and can spread the disease throughout these early stages.
It may take up to 10 years or longer for HIV symptoms to appear. This is known as the clinical latency stage. Although the individual may not feel the effects of their infection, they can still transmit HIV to others. Antiretroviral therapy (ART) can help suppress the virus. Eventually, those with HIV who are not undergoing any sort of medical treatment, such as ART, may experience the weakening of their immune systems and develop AIDS, the last stage of an HIV infection.
The symptoms of AIDS include the following:
- Significant weight loss
- Excessive night sweats
- Unexplained fatigue
- Swelling of the lymph glands in armpit, groin or neck
- Diarrhea lasting more than a week
- Sores on the anus, genitals or mouth
- Colored blotches on or under the skin inside mouth, nose or eyelids
- Memory loss
Many of these symptoms can be related to other illnesses. It is essential to get tested for HIV to be certain.
Personalized Service To Meet Your Needs
Because our clients are unique, just like their needs and conditions, we work closely with you to determine how we can best meet your exact needs for your claim. We pride ourselves on focusing on the well-being of our clients and offering effective representation for them.
At ERISA Law Center, our experienced ERISA lawyer can capably pursue the long-term disability benefits you deserve. With over three decades of experience handling a wide variety of disability claims, we can thoroughly address your needs and circumstances. We have a history of effective representation and genuinely care about the well-being of every client we serve. We take cases daily from clients across the country. You don’t have to face this fight alone. Let us help you pursue your disability benefits.