Fresno California ERISA Blog
More than loud snoring: spotlighting a potentially deadly disorder
Sleep apnea is a medical condition that an employer or insurance provider often seeks to downplay. There are even some naysayers who regard sleep apnea symptoms as being simply irritating rather than debilitating. The truth conveys something else altogether. What is...
Own-occupation vs. all-occupation: Why it’s important
Long-term disability insurance is a lifeline everyone hopes they never have to claim. The reality is, many of us will need the safety net. That’s because about one in every four of today’s 20-year-olds are expected to become disabled before reaching retirement age. We...
Diagnosing and managing peripheral neuropathy
Numbness. Burning. Tingling. A loss of sensation. Acute skin sensitivity. Many people experiencing those and additional symptoms know that they are experiencing a type of material body disorder. Despite that knowledge, though, they often lack the specific information...
Generalized anxiety disorder: Grounds for long-term disability?
Most people experience anxiety at some point during their lives. Stressors like divorce, financial strain or even an important work presentation can all trigger temporary anxiety. When it becomes a chronic condition, however, it can have a big impact on your...
Responding proactively to LTD claim challenges
If insurers can save a few bucks, “they’re gonna do it.” That is a bottom-line assertion that emerges from a recent discussion on the progressive talk radio program Ring of Fire. The subject matter emphasized by show commentators spotlighted the common practice of...
Getting help for chronic fatigue when facing an insurance challenge
Legions of people across the country know that it can be challenging to prevail on a long-term disability claim even when debilitating symptoms are well documented and widely recognized within the medical community. Take something like a cancer diagnosis, for example,...
COVID-19 Coronavirus and Disability
We expect to see two types of COVID-19 Coronavirus disability type disputed claims. First, we expect to see disability insurers disputing or denying claims of insureds who are disabled not because they have COVID-19 Coronavirus, but because they are afraid they will...
Bipolar disorder a lifelong condition, but treatable
It has been described as a roller coaster ride. Its vacillating highs and lows have been depicted as contrasting episodes marked by euphoric upsides and sometimes overwhelming hopelessness. In fact, bipolar disorder is a serious medical condition that affects people...
2 challenges when filing a Fibromyalgia disability claim
Fibromyalgia syndrome is a complex and often misunderstood medical condition. For the sufferer, the road to a diagnosis can be long and difficult. It’s possible that you first heard about the condition on the platform of a famous struggler, such as Lady Gaga or Morgan...
Depression: often a target for insurers’ blowback
Depression is often a long-term and debilitating condition of life-altering proportions. As such, it is far from a trivial challenge for the legions of individuals across the country suffering from depression. We note on our website at the disability law office of...
