Fresno California ERISA Blog
Common reasons life insurance claims are denied
Life insurance is supposed to offer surviving loved ones some support during a difficult time. Instead of receiving what they are owed, however, some beneficiaries get a rejection notice. What causes an insurer to deny a life insurance claim? Here are four of the most...
Have your disability benefits been denied or terminated by The Hartford? The ERISA Law Center can help you! We have expertise with both ERISA and non-ERISA claims for disability benefits against The Hartford
The Hartford may have been careless and negligent in evaluating your claim for disability benefits because it was careless and negligent in hiring people to work for it. Shockingly, The Hartford has a record of hiring convicted felons as employees and medical...
How long can a determination on a disability claim take?
When you are struggling physically or mentally with a debilitating condition that is preventing you from working, waiting for a decision on a disability claim can be frustrating and stressful. It can also put terrible financial strain on any family, especially if you...
ERISA or Not? ERISA Disability. Life Insurance/Accidental Death and Dismemberment Claims
ERISA is federal statute which regulates most, but not all, group employee benefits. Thus, most employer-provided or employer-sponsored group benefits are subject to ERISA. Benefit claims subject to ERISA require submitting an internal or administrative appeal...
How the world regularly underestimates Lyme disease
The way people talk about Lyme disease often does not match the reality of the illness. Those who have not suffered from the infection may view it as a minor nuisance – not the incredibly serious, long-lasting and common ailment it is. So what is it actually like to...
4 steps to appeal an ERISA claim denial or termination
ERISA stands for the Employee Retirement Income Security Act of 1974. The simplest way to understand ERISA is that it establishes minimum standards for most employer-provided retirement (pension plans), health, and other welfare benefit plans, including life...
Supreme Court to hear three major ERISA cases
After three years without hearing any significant Employee Retirement Income Security Act (ERISA) cases, the U.S. Supreme Court has scheduled three prominent lawsuits during its current term, which began on Oct. 1. A recent study found that while ERISA cases have a...
Why might an insurance company deny a life insurance claim?
When a loved one dies, you face many struggles. You will have to deal with the emotions around losing someone you loved. You will have to plan and pay for a funeral and burial costs. But one struggle you don't want to have is fighting a life insurance company....
Chronic fatigue syndrome can be difficult to prove
Myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) may affect up to 2.5 million Americans according to the Centers for Disease Control and Prevention (CDC). Unfortunately, many people who suffer from the illness may not know they do. As of now, there is no...
Long-term disability denials often deny plain facts
There are laws "on the books" meant to guarantee your long-term disability insurance will be there for you if you're unable to work due to a health condition. But too often, laws are one thing and business is another. A Chicago CBS affiliate recently profiled Glenn, a...
