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COVID-19 UPDATE: In order to best serve our clients, and follow the Governor mandate, we remain available to speak to via phone and/or email. All essential functions will continue to be carried out. If you have any questions, please feel free to reach out to our office. We will get back in touch with you as soon as possible.
You have likely noticed, if you watch television. the current non-stop streaming of commercials focused on year-end insurance benefits. Millions of Americans pay attention to those ads, especially if they relate to coverage of various matters not tied to...
“Peace of mind” is a phrase often tossed about in myriad contexts applicable to daily life. It is promoted, for example, when an individual has accrued enough savings to withstand an unexpected financial hit. It is soundly on display when a borrower has made the final...
“For those that get very sick,” stresses an in-depth article on Covid-19 and its often disabling (when not deadly) impact on victims, “two weeks of paid sick leave is not enough.” In fact, underscores the national publication Business Journals, that amount of...
Do you have problems bending over or reaching down to retrieve an object or tie your shoes these days? Is it a chore – candidly, a serious challenge – to do things like comb your hair, brush your teeth, turn your neck while driving, play with the dog or engage in many...
It can happen in a flash. One minute you feel perfectly fine, but within seconds your world is upended in a way you never experienced before. You might find that simply catching a breath is difficult. Your vision might suddenly become blurred. Balance might be...
When a physical or mental condition leaves you unable to work, you would expect to receive long-term disability benefits under your employer’s insurance policy. However, the denial of valid claims occurs all of the time. The good news is an initial denial is not the...
Denial or termination. Those words will have an obviously chilling effect on you if they are delivered by an insurance company in a health matter related to a long-term disability. Insurers’ attempts to undercut the lawful benefits or compensation owed claimants...
Life insurance policyholders sometimes have mixed emotions when they think about the financial safeguards they have put into place for loved ones. On the one hand, contemplating those protections promotes a feeling of security and empowerment regarding the future. On...
Let’s just say that national health insurer AETNA has a flatly unusual view of what the term “reasonable” means. In fact, the coverage provider – one of America’s largest, with a robust operating presence in states spanning the country – is distinctly at odds with...
It’s a pretty fair assumption that the dense and turgid language dominating weighty insurance contracts isn’t for the benefit of policyholders. After all, they’d be able to understand it if it was, right? The inarguable fact is that many policyholders and...