Fresno California ERISA Blog

How to know if your claim was denied in bad faith

Individuals who pay their insurance premiums consistently expect their insurance company to give them the support they need in times of trouble. For example, older California workers suffering from severe injuries or long-term disabilities should be able to collect insurance for financial assistance.

Unfortunately, insurance companies are often more interested in their finances than the individuals they are supposed to support. Some of them even go to extreme measures to deny valid claims to protect their profit. It is essential to know the signs of a bad faith insurance claim, so you can appeal to obtain the benefits you deserve.

Retirement security, before and after, ERISA

In the US, Labor Day is a public holiday honoring the contributions of American workers. As such, Labor Day is often the date in which laws protecting employees are signed into effect.

That was the case in 1974, when then-President, Ford signed the landmark Employee Retirement Income Security Act (ERISA), into law.

What should you look for in an ERISA attorney?

Many employers offer benefit plans for those who work for them. As you dedicate your time and talents to your workplace, you probably hope to gain something in return. In many cases, retirement and pension plans are an important part of a decision to accept an employment offer. However, when you run into trouble, do you know where to turn?

If you run into a problem with your benefit plan, you may be able to exercise your options under the Employee Retirement Income Security Act (ERISA). ERISA laws are incredibly complex – so much so that there are specific things you might want to find when you request attorney assistance to handle your claim.

Older workers diagnosed with dementia have options

Dementia can be tough to initially diagnose. Symptoms may mimic other illnesses. According to the Claims Journal, employees with dementia may struggle to complete tasks they used to perform without issue. Dementia can also cause workers to forget about important meetings or even get lost on their way to work.

Steps to appealing your ERISA disability claim denial

If you recently applied for ERISA disability insurance and the company denied your claim, you may be frustrated. Perhaps you are wondering what to do next. The first thing you should know is that you have a limited amount of time to appeal their decision. You must act quickly. Although each policy is slightly different, here are the steps you must take to appeal your ERISA disability claim denial:

If You Have A Life Insurance Claim That Has Been Denied, You Should Contact An ERISA Attorney As Quickly As You Can

If you have a life insurance claim that has been denied, you should contact an ERISA attorney as quickly as you can. We can research the claim denial and help you in collect any benefits wrongfully denied.

Hartford Insurance Company Denied Disability Claim by PreSchool Teacher Based on Faulty and Dishonest Policy

We are currently helping a preschool teacher get long-term disability benefits that were denied to her based on faulty and dishonest policy interpretation by the Hartford Insurance Company and we fully expect to get her the benefits she deserves.

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