Obtaining long-term disability coverage from your employer-provided insurance provider has never been easy. Unfortunately, it is even more difficult to obtain disability benefits for COVID, especially the long-term symptoms of COVID, often called long-COVID. We have...
If you suffer from sleep apnea, you know how debilitating this condition can be. However, most people don’t know much about the condition; they think of it as little more than excessive snoring. Because of this, you might wonder whether you are eligible for...
Traumatic brain injury (commonly termed as TBI) is a medical issue affecting many different areas of the affected person's body. TBI symptoms adversely challenge and disable many millions of individuals. Head trauma is sadly egalitarian, meaning that it can affect...
Disability benefits are often the only source of income someone with serious injuries or illnesses can collect to pay their bills. Although nearly ten million people collect these benefits, many people are still getting a denial of their employer-provided long-term...
The numbers alone tell the story. And what they indicate regarding long-term ramifications for many individuals across the United States who have contracted the COVID-19 virus is magnified by a dire projection. “Estimates suggest,” notes a respected journal, “that...
Did your loved on forget or just didn’t think it germane to cite a hobby or two that features an element of risk (skydiving or bull riding, for example) when applying for life insurance? Perhaps they missed a premium payment or two. Could any of these things turn out...
If you have suffered a significant injury or lost a loved one as a result of an accident, you have every right to exect that your insurance will provide the coverage promised in your policy. When this doesn’t happen, the situation is frustrating. There is a lack of...
The denial of your long-term disability (LTD) claim can be a devastating setback, especially when your medical condition is severe enough to prevent you from working. There are many reasons insurance providers deny claims. Some of the most common include: The claimant...
Regular readers of this established blog forum know that individuals having disability coverage subject to ERISA regulations and processes frequently confront some claim hurdles and challenges. And, candidly, they can be formidable. Blowback can come in an instant...
Ulcerative colitis is a medical term used to spotlight a disabling condition that is perhaps unknown to many Americans. That lack of familiarity does not mean that ulcerative colitis is a rarely experienced malady though. A Cleveland Clinic website addressing the...
