If your employer provided disability insurance carrier has denied your claim, the results could be disastrous. Assuming you have a valid claim, and you truly are suffering from a long-term disability, you need those benefits. They might be the only means you have of...
It often seems that insurance companies put their needs and bottom line ahead of the needs of their clients. Usually, this comes when insurers deny claims, with such explanations as the recommended surgery was unnecessary or that the claimant didn't try to avoid the...
The insurance industry presents numerous challenges for policyholders. Life insurance can be a particular problem. When a policyholder misses a payment, the insurance company can discontinue coverage. Insurance providers deny numerous claims every year due to lapses...
It is all but common knowledge that group insurance carriers tend to delay and deny long-term disability claims. When even the most obviously valid claims can present difficulties for policyholders, claims involving less clear-cut illnesses like post-traumatic stress...
If you have been reading our blog or our website, you probably have some understanding of the importance of getting a quality medical care and recommendation as part of a long-term disability insurance application. Group insurance benefit providers do not like to pay ...
If you have suffered from post-traumatic stress disorder (PTSD), you know how difficult this illness can be. Due to the serious symptoms that come with PTSD, you might be unable to function at work. One of the most significant problems PTSD sufferers can face is the...
Lady Gaga took to Twitter to announce that she suffers from fibromyalgia. She stated that long-term pain is “no joke” and explained that the announcement is not to get her fans’ pity or attention, but instead to raise awareness and push for more research efforts into...
Insurance is supposed to provide a safety net, a helping hand when we are need. We may get coverage from our employer or with an independent policy but in either case we expect the disability insurance company to actually provide coverage when we have a claim....
If you have Lyme disease, you know how difficult the symptoms can be. Although you might look normal and healthy to the people around you, you are probably dealing with serious, debilitating symptoms. When Lyme disease symptoms continue to get worse, many victims of...
Unum is one of the largest disability insurers in the world. It owns such subsidiaries as Provident Life and Accident Insurance Company and The Paul Revere Life Insurance Company. The company is one of the fastest-growing companies in the last few decades, reporting...
