If your claim for long term disability benefits was denied because the insurance company said your disability was caused by a pre-existing condition, the ERISA Law Center may be able to help you. Virtually all long term disability insurance policies and plans...

DENIAL OF GROUP BENEFITS BASED UPON POLICY TERMS MAY NOT BE THE END OF YOUR CLAIM
As a result of your employment, you have group benefits – disability benefits, life insurance, accidental death & dismemberment insurance, medical benefits, pension benefits. Your employer provided you with a copy of the insurance policy or certificate, or the...
Life insurance claims denials: Rare and potentially devastating
Nothing can replace the loss of a loved one. However, insurance policies provide some comfort in that those left behind will have continuing financial stability, mainly if the deceased is the primary breadwinner. Whether money is needed for a funeral or more long-term...
DID A “MEDICAL DIRECTOR” EMPLOYED BY MUTUAL OF OMAHA INSURANCE COMPANY REVIEW YOUR CLAIM? IS SO, WE WOULD LIKE TO TALK TO YOU
Mutual of Omaha Insurance Company employs several doctors who have the title “Medical Director.” My client had her claim reviewed by a “Medical Director” for Mutual of Omaha Insurance Company. We believe those physicians also do work for United of Omaha Life...
DID MUTUAL OF OMAHA INSURANCE COMPANY DENY YOUR INDIVIDUAL DISABILITY CLAIM? IF SO, WE CAN HELP YOU
If your claim for individual disability benefits from Mutual of Omaha Insurance Company was denied, we can help you. Mutual of Omaha as a matter of standard practice, improperly and inadequately investigates claims for individual disability benefits and falsifies its...
WAS YOUR CLAIM FOR INDIVIDUAL DISABILITY BENEFITS DENIED BY MUTUAL OF OMAHA INSURANCE COMPANY? IF SO, WE WOULD LIKE TO TALK TO YOU.
Do you have a policy for individual disability insurance issued by Mutual of Omaha Insurance Company? Have you made a claim on that policy? Was your claim denied? If your claim for individual disability benefits from Mutual of Omaha Insurance Company has been...
What are the 5 most common long-term disability claims?
It’s estimated that only 40% of American families and individuals have enough savings to cover at least three months of living expenses, and less than 30% can cover six months. The Council for Disability Awareness (CDA) also estimates that 25% of Americans will be...
Fourth Circuit rules that an insurer abused its discretion
It often seems that insurance companies put their needs and bottom line ahead of the needs of their clients. Usually, this comes when insurers deny claims, with such explanations as the recommended surgery was unnecessary or that the claimant didn't try to avoid the...
The importance of medical treatment and recordkeeping in long-term disability claims
If you have been reading our blog or our website, you probably have some understanding of the importance of getting a quality medical care and recommendation as part of a long-term disability insurance application. Group insurance benefit providers do not like to pay ...
Unum may try to avoid paying your claim
Unum is one of the largest disability insurers in the world. It owns such subsidiaries as Provident Life and Accident Insurance Company and The Paul Revere Life Insurance Company. The company is one of the fastest-growing companies in the last few decades, reporting...