“Peace of mind” is a phrase often tossed about in myriad contexts applicable to daily life. It is promoted, for example, when an individual has accrued enough savings to withstand an unexpected financial hit. It is soundly on display when a borrower has made the final...

Life insurance policyholders sometimes have mixed emotions when they think about the financial safeguards they have put into place for loved ones. On the one hand, contemplating those protections promotes a feeling of security and empowerment regarding the future. On...

It’s a pretty fair assumption that the dense and turgid language dominating weighty insurance contracts isn’t for the benefit of policyholders. After all, they’d be able to understand it if it was, right? The inarguable fact is that many policyholders and...

Policyholders in California and nationally who secure life insurance coverage do so for reasons of paramount importance. At the most fundamental level, of course, an individual procures coverage for the assurance it provides that loved ones – spouses, children and any...

An insurer’s denial or unreasonably delayed performance concerning any policyholder’s claim presented in good faith is disturbing. That is true even when a claimant is immediately on hand to proactively and vigorously protest contractual maltreatment. What if a...

Life insurance is supposed to offer surviving loved ones some support during a difficult time. Instead of receiving what they are owed, however, some beneficiaries get a rejection notice. What causes an insurer to deny a life insurance claim? Here are four of the most...

When a loved one dies, you face many struggles. You will have to deal with the emotions around losing someone you loved. You will have to plan and pay for a funeral and burial costs. But one struggle you don't want to have is fighting a life insurance company....