Although life insurance is an important benefit for many people, it is not always easy to receive the benefits you expect from the insurance company. In fact, many claims are denied for a variety of reasons. Understanding some of the common causes for life insurance...
Were you misled about life insurance benefits?
Anyone who has ever read an insurance policy knows how complicated these documents can be. In fact, they seem to be made to mislead and confuse the policyholder. Perhaps nowhere is this confusion more prevalent than in life insurance policies, which have seemingly...
Some key points to note regarding life insurance
Did your loved on forget or just didn’t think it germane to cite a hobby or two that features an element of risk (skydiving or bull riding, for example) when applying for life insurance? Perhaps they missed a premium payment or two. Could any of these things turn out...
An unforeseen and jarring result: life insurance claim denial
“Peace of mind” is a phrase often tossed about in myriad contexts applicable to daily life. It is promoted, for example, when an individual has accrued enough savings to withstand an unexpected financial hit. It is soundly on display when a borrower has made the final...
Here’s why life insurance claimants often need strong legal advocacy
Life insurance policyholders sometimes have mixed emotions when they think about the financial safeguards they have put into place for loved ones. On the one hand, contemplating those protections promotes a feeling of security and empowerment regarding the future. On...
What’s driving all that complex, ambiguous policy language?
It’s a pretty fair assumption that the dense and turgid language dominating weighty insurance contracts isn’t for the benefit of policyholders. After all, they’d be able to understand it if it was, right? The inarguable fact is that many policyholders and...
Life insurance is immensely valuable, provided it’s not denied
Policyholders in California and nationally who secure life insurance coverage do so for reasons of paramount importance. At the most fundamental level, of course, an individual procures coverage for the assurance it provides that loved ones – spouses, children and any...
Frightening family prospect: denied life insurance claim
An insurer’s denial or unreasonably delayed performance concerning any policyholder’s claim presented in good faith is disturbing. That is true even when a claimant is immediately on hand to proactively and vigorously protest contractual maltreatment. What if a...
Common reasons life insurance claims are denied
Life insurance is supposed to offer surviving loved ones some support during a difficult time. Instead of receiving what they are owed, however, some beneficiaries get a rejection notice. What causes an insurer to deny a life insurance claim? Here are four of the most...
Why might an insurance company deny a life insurance claim?
When a loved one dies, you face many struggles. You will have to deal with the emotions around losing someone you loved. You will have to plan and pay for a funeral and burial costs. But one struggle you don't want to have is fighting a life insurance company....