Long Term Disability Claim Denial

In recent decades, the importance and impact of mental health issues has become much more widely recognized. Medical communities, psychology and psychiatry, workplaces and other communities have taken a much more empathetic and appropriate approach to questions of...

Facing a disability that prevents or limits your ability to work can be challenging and stressful. In addition to adapting to life with a disability, you also need to make ends meet. When you receive a denial on your long-term disability claim, it can threaten your...

When seeking long-term disability benefits, most people want to know all the reasons why claims get denied, so they can avoid those mistakes and ensure that they get the benefits they need. While most of this inquiry is focused on the documents involved with the claim...

Do you know what your employer-provided long-term disability insurance policy says about self-reported symptoms? Some policies carve out exceptions for symptoms that only the patient can detect. In other words, if objective medical tests such as MRIs or CAT scans...

Unum Life Insurance Company of America is one of the largest group disability insurance companies in the country.  Unum has a long and well documented record of fraudulent, unfair, and bad faith claims practices.  It appears to us that Unum has another unfair, bad...

Hartford Life and Accident Insurance Company acquired Aetna’s group long term disability business a few years ago.  At that time, there were many persons receiving long term disability benefits from Aetna who had received such benefits for many, many years.  Those...

If you are employed by Community Medical Centers of Fresno and Clovis, California, you have group long-term disability insurance through your employer.  Through December 31, 2018, the group long-term disability policy was issued by Liberty Mutual – Liberty Life...

Obtaining long-term disability coverage from your employer-provided insurance provider has never been easy. Unfortunately, it is even more difficult to obtain disability benefits for COVID, especially the long-term symptoms of COVID, often called long-COVID. We have...

If you suffer from sleep apnea, you know how debilitating this condition can be. However, most people don’t know much about the condition; they think of it as little more than excessive snoring.   Because of this, you might wonder whether you are eligible for...

Traumatic brain injury (commonly termed as TBI) is a medical issue affecting many different areas of the affected person's body.   TBI symptoms adversely challenge and disable many millions of individuals. Head trauma is sadly egalitarian, meaning that it can affect...