You have likely noticed, if you watch television. the current non-stop streaming of commercials focused on year-end insurance benefits. Millions of Americans pay attention to those ads, especially if they relate to coverage of various matters not tied to...
Current health pandemic puts a spotlight on LTD policies, protections
“For those that get very sick,” stresses an in-depth article on Covid-19 and its often disabling (when not deadly) impact on victims, “two weeks of paid sick leave is not enough.” In fact, underscores the national publication Business Journals, that amount of...
Osteoarthritis: No, it’s not a benign condition
Do you have problems bending over or reaching down to retrieve an object or tie your shoes these days? Is it a chore – candidly, a serious challenge – to do things like comb your hair, brush your teeth, turn your neck while driving, play with the dog or engage in many...
Stroke: a long-term disability sometimes challenged by long term disability insurers
It can happen in a flash. One minute you feel perfectly fine, but within seconds your world is upended in a way you never experienced before. You might find that simply catching a breath is difficult. Your vision might suddenly become blurred. Balance might be...
You’re an ERISA claimant: How does the process actually work?
Denial or termination. Those words will have an obviously chilling effect on you if they are delivered by an insurance company in a health matter related to a long-term disability. Insurers’ attempts to undercut the lawful benefits or compensation owed claimants...
How to stay healthy when dealing with a long term disability claim
Going through the process of obtaining long term disability benefits, can be a very stressful time. If you were denied, are in a wait state after submitting an application or during an appeal it can be hard on your mental health and spirit. You can experience...
Lyme disease: securing benefits for a challenging disability
We stress an obvious point at the national ERISA Law Center concerning injury-causing catalysts. That is this: It doesn’t take something outsized to turn an individual’s life upside down and render it replete with challenges over a long term. Consider Lyme disease, an...
Ensuring your ERISA LTD application makes the grade
Today’s blog post headline might reasonably strike some readers as objectionable in the sense that it arguably implies a test of sorts and hurdle to clear for an applicant filing for ERISA long-term disability benefits. After all, an applicant is not a supplicant...
MIT Long Term Disability Plan
If your claim for long term disability benefits from the Massachusetts Institute of Technology Long Term Disability Plan has been denied or terminated, the ERISA Law Center can help you. The Massachusetts Institute of Technology Long Term Disability Plan (MIT...
Benefits of symptom documentation for your long term disability claim
The long term disability claim process can be long and complicated, especially with a medical condition that builds over time, such as carpal tunnel syndrome or arthritis. There will likely be questions from the insurer about when symptoms started and how severe they...