Long-term disability benefits provide financial assistance to individuals unable to work due to a prolonged illness or injury. These benefits are typically available to employees with an insurance policy through their employer or who have purchased individual...

9 reasons to hire an attorney when filing for long-term disability
Filing long-term disability claims can be daunting. Hiring a long-term disability attorney can be a crucial step in securing the benefits you deserve. Professional assistance can help you in many different ways. 1. Your long-term disability attorney can help you...
Identifying the common reasons for a denial of LTD benefits
Long-term disability (LTD) benefits provide financial support when an illness or injury prevents you from working for an extended period. These benefits replace a portion of your income, helping you maintain financial stability during your recovery. You must typically...
How can EMG results impact your long-term disability claim?
EMG testing plays a key role when you file a claim for long-term disability benefits. These test results prove nerve and muscle problems that can affect your ability to work. Proper medical evidence helps you build a strong case for your disability claim. What is EMG...
Understanding common denials for long-term disability benefits
Long-term disability benefits from employer insurance can be a lifeline when you can't work due to a serious health condition. However, getting approved for these benefits isn't always straightforward. Employers and insurance companies regularly deny claims, leaving...
Long-term disability claim basics, and tips to fight for entitled benefits
Securing long-term disability (LTD) benefits can feel overwhelming. Those looking to get these benefits can help manage this frustration by having a basic understanding of the steps involved. Although the exact process may vary depending on the details of your policy,...
Understanding Long-Term Disability Claim Denials in California
You work hard to support your family. If you suffer a devastating injury that takes away your ability to work, you’ll likely depend upon long-term disability benefits (LTD) to get your family through until you can get back to work. But sometimes the applications for...
How to increase your chances of winning an appeal
Finding out that your employer or the insurance company they work with denied your long-term disability claim can be devastating for many people suffering from an illness or recovering from an injury that affects their ability to work. Knowing what you need to appeal...
The role of medical evidence in disability claim appeals
The strength of your medical evidence can make or break your disability claim. Insurance companies and plan administrators heavily rely on medical documentation to assess the legitimacy and extent of your disability. When you receive a disability claim denial, you...
Are you being followed after you filed a disability claim?
Short-term and long-term disability policies exist for a reason. They’re supposed to provide workers with the means to retain their financial security after an injury or illness leaves them unable to work. Unfortunately, insurers are better at selling those policies...