If your employer provided disability insurance carrier has denied your claim, the results could be disastrous. Assuming you have a valid claim, and you truly are suffering from a long-term disability, you need those benefits. They might be the only means you have of...
Does emotional capacity matter in long-term disability claims?
It is all but common knowledge that group insurance carriers tend to delay and deny long-term disability claims. When even the most obviously valid claims can present difficulties for policyholders, claims involving less clear-cut illnesses like post-traumatic stress...
The importance of medical treatment and recordkeeping in long-term disability claims
If you have been reading our blog or our website, you probably have some understanding of the importance of getting a quality medical care and recommendation as part of a long-term disability insurance application. Group insurance benefit providers do not like to pay ...
How can you obtain long-term disability benefits for PTSD
If you have suffered from post-traumatic stress disorder (PTSD), you know how difficult this illness can be. Due to the serious symptoms that come with PTSD, you might be unable to function at work. One of the most significant problems PTSD sufferers can face is the...
Lady Gaga, fibromyalgia, and long-term disability
Lady Gaga took to Twitter to announce that she suffers from fibromyalgia. She stated that long-term pain is “no joke” and explained that the announcement is not to get her fans’ pity or attention, but instead to raise awareness and push for more research efforts into...
What should I do if my disability insurance provider denied my claim?
Insurance is supposed to provide a safety net, a helping hand when we are need. We may get coverage from our employer or with an independent policy but in either case we expect the disability insurance company to actually provide coverage when we have a claim....
Why was your long-term disability claim for Lyme disease denied?
If you have Lyme disease, you know how difficult the symptoms can be. Although you might look normal and healthy to the people around you, you are probably dealing with serious, debilitating symptoms. When Lyme disease symptoms continue to get worse, many victims of...
Can you get long-term disability benefits for IBS?
Irritable bowel syndrome (IBS) is a challenging and potentially embarrassing ailment for many sufferers. What’s worse, IBS can be debilitating, making it virtually impossible to stay at a desk or a job site for any length of time. For sufferers of serious IBS, it is...
What can you do if your AD&D claim was denied?
Many people whose accidental death and dismemberment (AD&D) have been denied feel that they are out of options. You filed for your benefits, the petition was denied, and the insurance company has all the power and resources, so it seems that there is nothing you...
Can you obtain long-term disability for post-COVID symptoms?
Obtaining long-term disability benefits from employer-provided insurance policies is rarely easy. Except for cases involving the most obvious, easily proven disabilities, obtaining long term disability benefits presents profound challenges (and even those cases can be...