It shouldn't come as a surprise that long-term disability claims cost insurance companies a great deal of money. It's why they work so hard to find reasons to deny those claims. Though you see them as benefits that are rightfully yours, those that you contracted for...
QUESTION: I'm currently receiving disability benefits. How often do I need to see my doctor? We hear this question quite often from our clientele. With your medical background serving as your base of proof of your ongoing disability, obviously routine visits to your...
It isn't unusual for our clients to have a variety of questions when filing an ERISA appeal. The world of disability insurance is deliberately set up to be confusing and complicated. The more the insurance companies can dissuade you from filing, or keep you from doing...
REGIONAL FACILITIES MANAGER WITH PELVIC PAIN TRIUMPHS OVER AETNA, WHICH UNREASONABLY DENIED BENEFITS. Following the birth of her child in 2006, Victoria Wong began to experience back, leg and groin issues that would often cause her to double-over in pain. Unable to...
NETWORK ENGINEER BEATS METLIFE, WHICH COURT SAYS 'HID THE TARGET' IN HANDLING CLAIM. Suffering from chronic back and leg pain brought on by both fibromyalgia and Paget's Disease, Verizon Communications employee Kathleen Boxell found herself unable to continue her work...
We often hear from our clients about instances where they believe that the insurance company that they have filed a long-term disability claim with is videotaping them when in public. Often the question is whether this is a legal strategy or if they can sue for what...
If you are already receiving long-term disability but are thinking about a lump sum buyout for any reason, it is important to consider all aspects and to consult with your ERISA lawyer first. Where lump-sum buyouts may be beneficial to some, others find them lacking....
Sharon E. didn't expect that it would be fibromyalgia that would end the career she loved. She always thought that she would continue working as an account executive in the industry that she loved so much until the day she decided to happily retire. She didn't count...
Depending on your long-term disability insurance to carry you through periods when you are physically ill or injured and unable to work should be a given. However, there are policies regarding your employer-sponsored disability benefits that you should thoroughly...
Do you know where to turn if you are hurt and disabled causing you to be unable to work? There are differences in handling your claim depending on whether your employer provides long term disability insurance or if you have your own LTD insurance. Both of these...
