Many private employers offer long-term disability (LTD) benefits to their workers. Since LTD plans are often part of an overall benefits package, many employees aren’t sure what they entail and may not even look at them until they cannot work due to an illness or...
Having a long-term injury or illness is devastating on many fronts. First, the physical impact may require lengthy and expensive medical treatment. Second is the financial toll it can take, especially if your condition keeps you from working. And third, the emotional...
Mutual of Omaha Insurance Company employs several doctors who have the title “Medical Director.” My client had her claim reviewed by a “Medical Director” for Mutual of Omaha Insurance Company. We believe those physicians also do work for United of Omaha Life...
If your claim for individual disability benefits from Mutual of Omaha Insurance Company was denied, we can help you. Mutual of Omaha as a matter of standard practice, improperly and inadequately investigates claims for individual disability benefits and falsifies its...
Do you have a policy for individual disability insurance issued by Mutual of Omaha Insurance Company? Have you made a claim on that policy? Was your claim denied? If your claim for individual disability benefits from Mutual of Omaha Insurance Company has been...
The World Health Organization recognizes “burnout” as a legitimate medical condition. But it is not included on the list of covered conditions on most long-term disability (LTD) insurance plans employers offer. Still, the American Psychological Association says stress...
It’s estimated that only 40% of American families and individuals have enough savings to cover at least three months of living expenses, and less than 30% can cover six months. The Council for Disability Awareness (CDA) also estimates that 25% of Americans will be...
Mental health advocates decry a decision by the 9th Circuit Court of Appeals impacting how insurers can process behavioral health claims. The latest decision in Wit v. United Behavioral Health involves mental health claims, but many fear the implications could also...
Regardless of your age, you’ve probably heard the phrase “suck it up” many times after suffering an injury -- unless it is obviously severe. That mindset is firmly ingrained in many of our brains. A strong work ethic will likely remain after suffering a disabling...
After enduring years of brutal contact during their NFL careers, 10 former players are suing the league over its disability plan, saying the system keeps them from getting adequate medical treatment. They filed the lawsuit three days before this year’s Super Bowl. The...
