Let’s just say that national health insurer AETNA has a flatly unusual view of what the term “reasonable” means. In fact, the coverage provider – one of America’s largest, with a robust operating presence in states spanning the country – is distinctly at odds with...
It’s a pretty fair assumption that the dense and turgid language dominating weighty insurance contracts isn’t for the benefit of policyholders. After all, they’d be able to understand it if it was, right? The inarguable fact is that many policyholders and...
Policyholders in California and nationally who secure life insurance coverage do so for reasons of paramount importance. At the most fundamental level, of course, an individual procures coverage for the assurance it provides that loved ones – spouses, children and any...
Going through the process of obtaining long term disability benefits, can be a very stressful time. If you were denied, are in a wait state after submitting an application or during an appeal it can be hard on your mental health and spirit. You can experience...
We stress an obvious point at the national ERISA Law Center concerning injury-causing catalysts. That is this: It doesn’t take something outsized to turn an individual’s life upside down and render it replete with challenges over a long term. Consider Lyme disease, an...
Today’s blog post headline might reasonably strike some readers as objectionable in the sense that it arguably implies a test of sorts and hurdle to clear for an applicant filing for ERISA long-term disability benefits. After all, an applicant is not a supplicant...
If your claim for long term disability benefits from the Massachusetts Institute of Technology Long Term Disability Plan has been denied or terminated, the ERISA Law Center can help you. The Massachusetts Institute of Technology Long Term Disability Plan (MIT...
The long term disability claim process can be long and complicated, especially with a medical condition that builds over time, such as carpal tunnel syndrome or arthritis. There will likely be questions from the insurer about when symptoms started and how severe they...
The CTA Group Long term disability Plan with Standard is difficult to read or understand. Getting benefits from Standard under the CTA group long term disability plan can also be very difficult and quite frustrating. Standard Commonly Denies CTA Insured...
A recent Forbes article candidly addresses the ongoing health pandemic and its unprecedented impact on individuals and families across the United States and globally. It duly notes that “if this year has taught us anything, it is that we are more vulnerable than we...
