In the past few decades, Americans have become more aware than ever about the prevalence and seriousness of diabetes. According to the American Diabetes Association (ADA), more than 34 million Americans had diabetes in 2020, with more than seven million undiagnosed...
A two-part response reasonably emerges to the above-posed headline query leading off today’s blog post. For starters, Crohn’s’ disease is a condition that is unquestionably debilitating for many people who suffer from it. There is no cure for the Crohn's disease, and...
When you’re grieving the loss of a loved one, a denied life insurance claim is the last thing you want to deal with. Unfortunately, insurance providers reject claims all of the time. It’s important to understand why this happens and what steps you can take to...
The play book is thick and rich with possibilities when it comes to insurers’ strategies for delaying, denying or terminating disability claims. Insurance companies make money and achieve productivity goals not by paying out on claims, but, rather, by minimizing or...
It is certainly no surprise that insurers routinely play hard ball with disability applicants and parties already receiving disability benefits. Candidly, legions of individuals and families can readily attest from painful personal experience to insurance tactics...
If you are one of the millions of Americans who suffer from sleep apnea, you know that the condition involves more than the occasional restless night. Fatigue, an inability to focus, headaches, and irritability are just some of the immediate effects you might notice...
When impairments are not visible, it can be much easier for insurance companies to deny claimants the disability benefits they deserve. That is one of the reasons why it can be a challenge for claimants to obtain disability benefits for mental health conditions that...
We have commented in past ERISA Law Center blogs that disability claims often encounter an arduous vetting process. Moreover, it is far from a rarity for claimants to suffer delays, and denials of their application for disability benefits to which they are clearly...
Life on its own can carry many struggles, and many of those struggles get exacerbated when a disability enters the picture. One such disability that has the potential to upend a life is Complex Regional Pain Syndrome. Known as CRPS, this condition can stem from a...
Insurance companies routinely look for ways to delay or deny long-term disability claims or to terminate existing benefits. We underscore that at the established national disability legal offices of the ERISA Law Center. We stress on our website that, “There are a...
