Accidental Death and Disability (AD&D) insurance provides beneficiaries with a financial safety net in the tragic event of a policyholder's accidental death or loss of a specific body part. If your employer provided these benefits, the Federal Employee Retirement...

Handling wrongfully denied AD&D claims
Navigating the aftermath of a denied accidental death and dismemberment claim can be challenging, especially while experiencing grief and loss. Knowing the essential factors related to the appeal process can significantly assist you in advocating for your rightful...
Common exclusions found in an AD&D policy
If you have health or life insurance, there is a good chance you have accidental death and dismemberment (AD&D) coverage as well. It is a common rider on both life insurance and health insurance policies. As the name implies, AD&D insurance is for the...
How to appeal a denied accidental death & dismemberment (AD&D) claim
A claim on accidental death & dismemberment (AD&D) insurance coverage usually comes at one of the most desperate times in the claimant's life. Either your spouse or other loved one has died in a terrible accident, or you have suffered an accidental...
3 things you need to know about appealing your accidental death and dismemberment claim denial
If you are like most people applying for benefits from an employer-provided insurance carrier, you might have experienced a denial of your claim. These claims are quite significant for the policyholders, making the frequency of denials quite alarming. You obtained...
Appealing denied accidental death and dismemberment claims
If you suffer a serious injury, or a loved one dies because of a tragic accident, you may feel overwhelmed by what happened. At some point, you realize that long ago, you or your loved one signed up for accidental death and dismemberment (AD&D) coverage at work....