Hartford Life and Accident Insurance Company acquired Aetna’s group long term disability business a few years ago. At that time, there were many persons receiving long term disability benefits from Aetna who had received such benefits for many, many years. Those...
If you are employed by Community Medical Centers of Fresno and Clovis, California, you have group long-term disability insurance through your employer. Through December 31, 2018, the group long-term disability policy was issued by Liberty Mutual – Liberty Life...
Obtaining long-term disability coverage from your employer-provided insurance provider has never been easy. Unfortunately, it is even more difficult to obtain disability benefits for COVID, especially the long-term symptoms of COVID, often called long-COVID. We have...
If you suffer from sleep apnea, you know how debilitating this condition can be. However, most people don’t know much about the condition; they think of it as little more than excessive snoring. Because of this, you might wonder whether you are eligible for...
Traumatic brain injury (commonly termed as TBI) is a medical issue affecting many different areas of the affected person's body. TBI symptoms adversely challenge and disable many millions of individuals. Head trauma is sadly egalitarian, meaning that it can affect...
Disability benefits are often the only source of income someone with serious injuries or illnesses can collect to pay their bills. Although nearly ten million people collect these benefits, many people are still getting a denial of their employer-provided long-term...
The numbers alone tell the story. And what they indicate regarding long-term ramifications for many individuals across the United States who have contracted the COVID-19 virus is magnified by a dire projection. “Estimates suggest,” notes a respected journal, “that...
The denial of your long-term disability (LTD) claim can be a devastating setback, especially when your medical condition is severe enough to prevent you from working. There are many reasons insurance providers deny claims. Some of the most common include: The claimant...
Regular readers of this established blog forum know that individuals having disability coverage subject to ERISA regulations and processes frequently confront some claim hurdles and challenges. And, candidly, they can be formidable. Blowback can come in an instant...
Ulcerative colitis is a medical term used to spotlight a disabling condition that is perhaps unknown to many Americans. That lack of familiarity does not mean that ulcerative colitis is a rarely experienced malady though. A Cleveland Clinic website addressing the...
