ERISA Benefit Denials ERISA is a set of federal regulations that set minimum standards for many voluntarily established benefit plans in private industry. These standards are intended to protect the employees who are enrolled in these plans – but it often does not...
There is a considerable amount of confusion regarding life insurance claims, and beneficiaries may be unaware of what steps they should take to file a claim. Life insurance can be important to the survivors of the deceased, and can help mitigate the financial loss of...
No insurance policy covers everything, particularly disability policies, which are designed to cover those who become disabled. Because disability claims can be so expensive, particularly long-term disability claims, it's not uncommon for insurance companies to do...
Long Term Disability Attorneys If you're applying for a disability claim, through a private disability policy or through your employer sponsored disability insurance company, you can expect to receive some resistance. Private disability insurance companies in...
Unfortunately, many individuals who apply for disability under the federal Employee Retirement Income Security Act (ERISA) are denied the benefits they need. This is often a result of applications being evaluated by claims administrators who work for insurance...
ERISA Appeals ERISA Attorneys With various insurance companies, differing circuits and a plethora of translations of ERISA laws and their meanings, filing for long-term disability benefits can be overwhelming even for the most well-read and prepared individuals....
Erisa Lawyers Preparing to request long-term disability can be difficult when you have a degenerative condition. Most conditions start out slowly and worsen over time. This means that you may have been diagnosed, but you will not begin to see issues in your work...
Documenting a physical disability typically means your insurer can see what is wrong with you, but what about when it comes to mental health disabilities? These can be much harder to prove, and therefore, it is more difficult to receive the benefits you need. Many...
A great amount of stigma surrounds those with mental illness, but we at The understand that there shouldn't be. Mental illness can affect the way you perform daily tasks and can make working next to impossible. Unfortunately, long-term...
HOW DO OFFSETS AFFECT YOUR LONG-TERM DISABILITY BENEFITS? Built in as provisions to your policy, offsets allow your insurer to reduce the amount of benefits they pay out, based on the other resources that pay you monthly payments for your disability. For example, if...
