You’ve worked extremely hard for years to provide for your family, but a long-term illness or injury now prevents you from performing your job duties. The physical symptoms lead to emotional and financial distress over lost income and making ends meet. If an...
According to the Centers for Disease Control and Prevention (CDC), 22 million U.S. workers are exposed to hazardous noise levels each year. Hearing loss ranks third in chronic conditions after high blood pressure and arthritis. The CDC says occupational hearing loss...
As chronic mental health disorders gain more legitimacy, people who suffer from especially crippling conditions are applying for long-term disability in greater numbers. The insurance industry often lags behind medical opinion but filing a successful long-term mental...
The popularity of social media has been a gift to insurance companies. Now, they can gather enough detail to deny your disability claim in just ten minutes of scrolling instead of a week or more of surveillance. Even one innocuous social media post can be ammunition...
In the latest reminder that you should pursue questionably large medical bills, a group of patients and doctors have filed a proposed class-action lawsuit against Cigna, alleging underpayments of patient claims. The suit, led by the Litigation Center of the American...
The news stunned you. Your employer’s insurance company denied your application for long-term disability benefits. You counted on those payments to help you through this medical condition, allowing you to pay your medical bills and support your family. Now, you must...
It's understandable to think that insurance companies sending people to follow you while considering your ERISA claim only happens on TV dramas. In fact, it is surprisingly common. What kind of surveillance can they do? With today’s technology, surveilling people is...
Many people suffer from a disability or illness that impairs their ability to work. Some of them can take advantage of long-term disability benefits offered by their employer. However, just because a company provides these benefits doesn’t mean the insurance company...
Michael Cloud played in the NFL from 1999 to 2006, including one with the 2004 Super Bowl champion New England Patriots. While that win is undoubtedly a career highlight, Cloud adds another life-changing win to his resume. This one involves a federal judge in Texas...
The Centers for Disease Control and Prevention says one out of every four Americans – 82 million - lives with a disability that impacts their life activities. The agency also says one in five currently live with a mental illness, and half of the entire population will...
