Many times we've been asked about whether or not a long-term disability claim can be denied because of a pre-existing condition. Like many aspects regarding laws and the interpretation of such, the answer is - it depends. Because it depends also on the insurance...

Regional Facilities Manager Triumphs Over Aetna
REGIONAL FACILITIES MANAGER WITH PELVIC PAIN TRIUMPHS OVER AETNA, WHICH UNREASONABLY DENIED BENEFITS. Following the birth of her child in 2006, Victoria Wong began to experience back, leg and groin issues that would often cause her to double-over in pain. Unable to...
Network Engineer Beats Metlife
NETWORK ENGINEER BEATS METLIFE, WHICH COURT SAYS 'HID THE TARGET' IN HANDLING CLAIM. Suffering from chronic back and leg pain brought on by both fibromyalgia and Paget's Disease, Verizon Communications employee Kathleen Boxell found herself unable to continue her work...
My Insurance Company is Videotaping Me. Is this legal?
We often hear from our clients about instances where they believe that the insurance company that they have filed a long-term disability claim with is videotaping them when in public. Often the question is whether this is a legal strategy or if they can sue for what...
Considering a Lump-Sum Buyout on Your Long-Term Disability
If you are already receiving long-term disability but are thinking about a lump sum buyout for any reason, it is important to consider all aspects and to consult with your ERISA lawyer first. Where lump-sum buyouts may be beneficial to some, others find them lacking....
Myths Regarding Long-Term Disability Insurance
Sharon E. didn't expect that it would be fibromyalgia that would end the career she loved. She always thought that she would continue working as an account executive in the industry that she loved so much until the day she decided to happily retire. She didn't count...