It is absolutely in your best interests to hire a long term disability attorney if you’re not able to work due to injury or illness and your long term disability insurance company is denying your benefits. It’s important to remember that unlike the federal government disability claims, those with insurance companies are no impartial. Since long term disability companies often don’t play fairly, it’s important that you find legal representation through our ERISA law firm. Today we’re going to discuss a few of the reasons why you should call us for long term disability legal representation.
One of the biggest reasons you need legal representation is because at the onset of your claim as part of claim processing procedures, the insurance company might ask you to submit information that they’ll likely later use against you. When you have an attorney by your side from the very beginning, you’ll have the protection of advice, oversight, and recommendations on what’s in your best interest.
Another important reason to hire a long term disability lawyer is because the insurance company won’t inform you of everything you need to know. For example, it’s important that you have an attorney with you before your benefits hearing because the insurance company won’t tell you that by the time an administrative hearing is held, your record will be closed. This means you won’t be able to add any additional records to your file and you may end up not being able to supply all needed medical evidence that supports your claim.