Life Insurance Attorney
How Can We Help When Your Life Insurance Claim is Denied?
If your life insurance claim has been denied, our life insurance attorneys are experienced in helping our clients obtain the life insurance benefits that they have paid for.
If your life insurance claim has been denied, you have the right to file an appeal or pursue a lawsuit against the insurance company. Call our life insurance attorneys 24/7 for immediate help at 866-360-0983.
There are many reasons why a life insurance claim may be denied. As your life insurance attorney we can help you fight that denial and get you the benefits you deserve.
We may prove that a death was accidental, that the insured did not contribute to his or her own death, or that circumstances were sufficiently unclear as to warrant denying a reasonable settlement. We may show that the insurance policy was “incontestable,” that an alleged misstatement on the application was based on ignorance, or that the insurance company could have uncovered the health condition through its own physical exam and investigation at the time of the application.
Whatever the reason your life insurance claim has been denied, we will aggressively search for a solution. Our attorneys will work with you and communicate frequently to help you recover your benefits.
Life Insurance Attorney Recovers Denied Life Insurance Claims for 94% of Our Clients
At the ERISA Law Center, we work at life insurance attorneys to represent survivors or beneficiaries who are being denied life insurance claims for benefit payments. We focus on life insurance policies that were obtained in connection with employment. These policies usually fall under the Employee Retirement Income Security Act of 1974 (ERISA).
We like to believe that an insurance company will stand behind a life insurance policy it has issued. It seems almost unthinkable that when we have suffered the loss of a loved one, we could then be told that the life insurance policy is not valid. Unfortunately, in too many cases surviving family members find themselves in this situation.
Why Life Insurance Claims are Denied
Sometimes an insurance claim will be challenged because the insurance company thinks that the insured person committed suicide. In other situations the insurance company will argue that the deceased contributed to his or her own death by virtue of illegal or irresponsible conduct which isn’t covered under the policy. Other life insurance insurance claims may be denied based on an insurance company claim that the insured misrepresented his or her medical condition at the time he or she submitted the insurance application. If the insurer can find medical records or other evidence that conflict with the application, it will usually deny the claim.
Begin your fight with the experienced life insurance attorneys at the ERISA Law Center today. Whether your claim has been terminated or denied, we can help you find options.