Lady Gaga took to Twitter to announce that she suffers from fibromyalgia. She stated that long-term pain is “no joke” and explained that the announcement is not to get her fans’ pity or attention, but instead to raise awareness and push for more research efforts into...
Insurance is supposed to provide a safety net, a helping hand when we are need. We may get coverage from our employer or with an independent policy but in either case we expect the disability insurance company to actually provide coverage when we have a claim....
If you have Lyme disease, you know how difficult the symptoms can be. Although you might look normal and healthy to the people around you, you are probably dealing with serious, debilitating symptoms. When Lyme disease symptoms continue to get worse, many victims of...
Unum is one of the largest disability insurers in the world. It owns such subsidiaries as Provident Life and Accident Insurance Company and The Paul Revere Life Insurance Company. The company is one of the fastest-growing companies in the last few decades, reporting...
Irritable bowel syndrome (IBS) is a challenging and potentially embarrassing ailment for many sufferers. What’s worse, IBS can be debilitating, making it virtually impossible to stay at a desk or a job site for any length of time. For sufferers of serious IBS, it is...
If you are like most people applying for benefits from an employer-provided insurance carrier, you might have experienced a denial of your claim. These claims are quite significant for the policyholders, making the frequency of denials quite alarming. You obtained...
Anyone who has multiple sclerosis (MS) or knows anyone who has, knows how tragic and debilitating the illness can be. Although MS is a well-documented degenerative disease that causes loss of motion control and renders people almost completely helpless physically over...
Many people whose accidental death and dismemberment (AD&D) have been denied feel that they are out of options. You filed for your benefits, the petition was denied, and the insurance company has all the power and resources, so it seems that there is nothing you...
Although life insurance is an important benefit for many people, it is not always easy to receive the benefits you expect from the insurance company. In fact, many claims are denied for a variety of reasons. Understanding some of the common causes for life insurance...
If you are seeking long-term disability (LTD) benefits from an employer-provided plan, you may encounter the terms "own occupation" and "any occupation" in the course of your legal efforts. The meaning of these terms and the specific language in your plan could...
