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The play book is thick and rich with possibilities when it comes to insurers’ strategies for delaying, denying or terminating disability claims. Insurance companies make money and achieve productivity goals not by paying out on claims, but, rather, by minimizing or...
It is certainly no surprise that insurers routinely play hard ball with disability applicants and parties already receiving disability benefits. Candidly, legions of individuals and families can readily attest from painful personal experience to insurance tactics...
If you are one of the millions of Americans who suffer from sleep apnea, you know that the condition involves more than the occasional restless night. Fatigue, an inability to focus, headaches, and irritability are just some of the immediate effects you might notice...
You, like most people, may like to share your life online. Social media enables us to connect with others across vast distances, or even with those nearby who we may simply not see as often as we’d like. However, the use of social media is not without its risks. You...
When impairments are not visible, it can be much easier for insurance companies to deny claimants the disability benefits they deserve. That is one of the reasons why it can be a challenge for claimants to obtain disability benefits for mental health conditions that...
We have commented in past ERISA Law Center blogs that disability claims often encounter an arduous vetting process. Moreover, it is far from a rarity for claimants to suffer delays, and denials of their application for disability benefits to which they are clearly...
Life on its own can carry many struggles, and many of those struggles get exacerbated when a disability enters the picture. One such disability that has the potential to upend a life is Complex Regional Pain Syndrome. Known as CRPS, this condition can stem from a...
Insurance companies routinely look for ways to delay or deny long-term disability claims or to terminate existing benefits. We underscore that at the established national disability legal offices of the ERISA Law Center. We stress on our website that, “There are a...
Insurance company doctors and representatives are sometimes inclined to dismiss the severity of symptoms that mark one especially notable neurological disorder. That is epilepsy, a malady that few other people with insight into the condition’s symptoms and...
Is long-term disability ever a factor in bankruptcy considerations and outcomes? Indeed, it is, which is a point we explicitly note at the national ERISA Law Center’s disability legal offices. We stress on the firm’s website that, “Loss of income and high medical...