A denial of long-term disability benefits can be a convoluted nightmare. But there is one part of this nightmare that you should approach with the mental clarity necessary to obtain your benefits: The appeal letter. Writing an effective letter of appeal is like...
The news stunned you. Your employer’s insurance company denied your application for long-term disability benefits. You counted on those payments to help you through this medical condition, allowing you to pay your medical bills and support your family. Now, you must...
It's understandable to think that insurance companies sending people to follow you while considering your ERISA claim only happens on TV dramas. In fact, it is surprisingly common. What kind of surveillance can they do? With today’s technology, surveilling people is...
It can be both stressful and disheartening if your employer’s insurance company denies your claim for long-term disability benefits. Through this time of high anxiety, you must remember that you have the right to appeal this denial. However, before beginning the...
Many people suffer from a disability or illness that impairs their ability to work. Some of them can take advantage of long-term disability benefits offered by their employer. However, just because a company provides these benefits doesn’t mean the insurance company...