The insurance industry presents numerous challenges for policyholders. Life insurance can be a particular problem. When a policyholder misses a payment, the insurance company can discontinue coverage. Insurance providers deny numerous claims every year due to lapses...

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Does emotional capacity matter in long-term disability claims?
It is all but common knowledge that group insurance carriers tend to delay and deny long-term disability claims. When even the most obviously valid claims can present difficulties for policyholders, claims involving less clear-cut illnesses like post-traumatic stress...
The importance of medical treatment and recordkeeping in long-term disability claims
If you have been reading our blog or our website, you probably have some understanding of the importance of getting a quality medical care and recommendation as part of a long-term disability insurance application. Group insurance benefit providers do not like to pay ...