Many people whose accidental death and dismemberment (AD&D) have been denied feel that they are out of options. You filed for your benefits, the petition was denied, and the insurance company has all the power and resources, so it seems that there is nothing you...
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Why was your life insurance claim denied?
Although life insurance is an important benefit for many people, it is not always easy to receive the benefits you expect from the insurance company. In fact, many claims are denied for a variety of reasons. Understanding some of the common causes for life insurance...
Own occupation vs. any occupation in LTD benefit plans
If you are seeking long-term disability (LTD) benefits from an employer-provided plan, you may encounter the terms "own occupation" and "any occupation" in the course of your legal efforts. The meaning of these terms and the specific language in your plan could...