Can an extremely unsettling memory of some singularly adverse life event – a wartime combat experience, perhaps, or personal involvement in a devastating accident – play out in negative ways for an individual over time? Realistically, how could it not? Human beings’...
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What if my long-term disability pay is denied?
When you have put years of hard work in for your employer, you expect to not face problems when you need to use your long-term disability coverage. You signed up for your workplace long-term disability insurance a long time ago and have paid your share of the premium....
So-called “long haulers” confront distinct disability claim challenges
An established and authoritative legal source on ERISA-governed disability applications and eligibility poses a prominent question on its website. That is this: “How often do disability companies deny claims and appeals?” Reams of both anecdotal and empirically vetted...