An insurance agreement is a kind of contract in that two parties agree to certain actions in certain situations. If you or a loved one on your plan have a disability, either because of a medical condition or another factor, then you should have coverage. As long as...

Why would insurance deny a claim for peripheral neuropathy?
According to the Mayo Clinic, peripheral neuropathy (PN) results from nerve damage outside the central nervous system. PN often affects the hands and feet, though it could theoretically affect any periphery nerve system. There are many possible causes of PN, and...
The sometimes slippery slope of volunteering while disabled
Following is a scenario – sometimes welcome – for an individual receiving disability insurance benefits while suffering from a long-term disabling illness or injury. To wit: You are unquestionably compromised to a degree, that the ability to live life as was customary...
Common LTD causes: a long and varied list
One disability-focused article notes that most of America’s doctors secure long-term disability to safeguard themselves, their practices and their families from the financial downsides linked with a longer-term adverse health condition. They obviously know something....