It’s a pretty fair assumption that the dense and turgid language dominating weighty insurance contracts isn’t for the benefit of policyholders. After all, they’d be able to understand it if it was, right? The inarguable fact is that many policyholders and...
Life insurance is immensely valuable, provided it’s not denied
Policyholders in California and nationally who secure life insurance coverage do so for reasons of paramount importance. At the most fundamental level, of course, an individual procures coverage for the assurance it provides that loved ones – spouses, children and any...
How to stay healthy when dealing with a long term disability claim
Going through the process of obtaining long term disability benefits, can be a very stressful time. If you were denied, are in a wait state after submitting an application or during an appeal it can be hard on your mental health and spirit. You can experience...
Lyme disease: securing benefits for a challenging disability
We stress an obvious point at the national ERISA Law Center concerning injury-causing catalysts. That is this: It doesn’t take something outsized to turn an individual’s life upside down and render it replete with challenges over a long term. Consider Lyme disease, an...
Ensuring your ERISA LTD application makes the grade
Today’s blog post headline might reasonably strike some readers as objectionable in the sense that it arguably implies a test of sorts and hurdle to clear for an applicant filing for ERISA long-term disability benefits. After all, an applicant is not a supplicant...
MIT Long Term Disability Plan
If your claim for long term disability benefits from the Massachusetts Institute of Technology Long Term Disability Plan has been denied or terminated, the ERISA Law Center can help you. The Massachusetts Institute of Technology Long Term Disability Plan (MIT...
Benefits of symptom documentation for your long term disability claim
The long term disability claim process can be long and complicated, especially with a medical condition that builds over time, such as carpal tunnel syndrome or arthritis. There will likely be questions from the insurer about when symptoms started and how severe they...