The CTA Group Long term disability Plan with Standard is difficult to read or understand. Getting benefits from Standard under the CTA group long term disability plan can also be very difficult and quite frustrating. Standard Commonly Denies CTA Insured...

ERISA LTD coverage: an invaluable safety net
A recent Forbes article candidly addresses the ongoing health pandemic and its unprecedented impact on individuals and families across the United States and globally. It duly notes that “if this year has taught us anything, it is that we are more vulnerable than we...
Community Medical Centers’ Long Term Disability Benefits Through Lincoln, fka, Liberty
CMC Employees and Group Disability Benefit Requirements CMC is insured by Lincoln Life Assurance Company of Boston, formerly known as Liberty Life Assurance Company of Boston. CMC’s long term disability policy with Lincoln requires a 365-day elimination period prior...
Is LTD claim denial a common occurrence?
Insurance companies can be a mixed blessing. In fact, legions of claimants across the country view them as akin to a double-edged sword. Here’s why: Sometimes they perform, and sometimes they intentionally respond to claims designed to delay or deny the claim...
Some disability-tied considerations relevant to the COVID-19 pandemic
A recent public radio piece conveys this flatly astounding statistic: Reportedly, about 25 percent of all American adults deal with some form of disability in their daily lives. A bit of extrapolation might help put that figure into immediately meaningful perspective....