Documenting a physical disability typically means your insurer can see what is wrong with you, but what about when it comes to mental health disabilities? These can be much harder to prove, and therefore, it is more difficult to receive the benefits you need. Many...
Mental Illness and Long Term Disability
A great amount of stigma surrounds those with mental illness, but we at The understand that there shouldn't be. Mental illness can affect the way you perform daily tasks and can make working next to impossible. Unfortunately, long-term...
What You Need to Know About Disability Offers
HOW DO OFFSETS AFFECT YOUR LONG-TERM DISABILITY BENEFITS? Built in as provisions to your policy, offsets allow your insurer to reduce the amount of benefits they pay out, based on the other resources that pay you monthly payments for your disability. For example, if...
The Process of Discovery in ERISA Claims
Going through discovery in a disability claim can give you a big advantage. It is your chance to bring out evidence in your favor which show why your claim should not be denied. Insurance companies know how detrimental this can be towards their case so it's important...
Those Dirty Little Details We’re Guessing You Didn’t Know About Long-Term Disability
To be totally honest, most people don't even belief that they'll ever need to purchase disability insurance; let alone think that they'll ever be ill or injured badly enough to use it. But the hard fact is, we just never know. And that basically is what insurance, of...