Group Life Insurance Benefits and ERISA
ERISA Lawyer for Life Insurance Claims
If you’re looking for answers regarding group life insurance benefits, you’ve come to the right place. At ERISA Law Center, Robert J. Rosati understands how complex these claims can be. We can offer insight on how the Employee Retirement Income Security Act of 1974 (ERISA) affects these, and what rights you have to sue for benefits.
What life insurance claims are covered under ERISA?
Life insurance claims that are made under group life insurance policies are usually covered by ERISA. Typically, when you start your employment, your employer may offer you an amount of life insurance coverage. You may have the opportunity to “buy up” and purchase additional life insurance. Once you become disabled, your premium payment may be waived (not charged) while you remain disabled. It is important to note that a “waiver of premium” benefit is often not identical to your long-term disability policy, and one may be terminated or denied separate from the other.