Life Insurance Policy Claims

ERISA Law Group attorneys can represent survivors or beneficiaries who are being denied life insurance benefit payments.

Our law firm specializes in life insurance policies that were obtained in connection with employment. These polices usually fall under the ERISA claims law.

For more information on how an ERISA Law Group lawyer can help you get the insurance benefits you deserve, call (888) 883-7472.

Most of us assume that an insurance company will stand behind a life insurance policy it has issued. It seems almost unthinkable that when we have suffered the loss of a loved one, we could then be told that the life insurance policy is not valid.

Unfortunately, in too many cases surviving family members or business partners find themselves in this situation.

Sometimes an insurance claim will be challenged because the insurance company alleges that the insured person committed suicide. In other situations the insurance company will argue that the deceased contributed to their own death by virtue of illegal or irresponsible conduct that is not covered under the policy. Other insurance claims may be denied based on an insurance company allegation that the insured misrepresented their own medical condition at the time they submitted the insurance application. If the insurer can find medical records or other evidence that conflicts with the application, they will usually deny the claim.

How can an ERISA attorney help?

An ERISA disability insurance attorney from the ERISA Law Group can assist you in obtaining life insurance benefits. Our law firm can use many approaches to fight your ERISA law case. We may prove that a death was accidental, that the insured did not contribute to their own death, or that circumstances were sufficiently unclear as to warrant a reasonable settlement. We may show that the insurance policy was “incontestable” or that an alleged misstatement on the application was based on ignorance or that the insurance company could have uncovered the health condition through its own physical exam and investigation at the time of the application. In some cases consumer protection laws of a state like California might take precedence over an insurance company contract clause.