ERISA Disability Claim Appeals

ERISA Law Group disability lawyers can help you file an appeal if your disability claim has been denied, or if you have received a letter terminating your existing benefits.

You should not lose hope if you are in this situation, since in many cases you can file a successful ERISA claim appeal.

Not only does the appeal give you a chance to overturn the initial decision, it is a required step under ERISA legal procedure before you can file a lawsuit against your disability insurance company.

For more information about your ERISA disability claim appeal, call (888) 883-7472.

A skilled ERISA lawyer can help you avoid critical errors in the appeal phase.

The appeal phase is your last opportunity to make the administrative record as complete as possible. (This record is the legal term for all the evidence submitted to the insurance company.) Once the disability claim appeal process is complete, the record is “set in stone.” Should you later file a lawsuit against your plan, the judge will only look at the existing administrative record. If you have not submitted enough supporting evidence, or the right type of evidence, you could lose your case regardless of how sick or disabled you may be.

The most important thing to keep in mind is your deadline for filing an internal appeal, because you are limited to 60 days for older disability claims and 180 days if your disability arose after January 2002. You have to use this time very effectively.

The appeal must be filed in accordance with the procedures and deadlines specified in your disability plan. If you don’t have your policy documents by now, you must obtain them quickly from the plan administrator.