Handling the death of a loved one can be exhausting–mentally, emotionally, physically, and especially financially. The last thing you need on your plate is an insurance company refusing you the benefits you deserve. This can happen for a multitude of reasons, but the excuses your insurance company will use generally boil down to one of the following:
- Suicide – benefits can be denied in the case of suicide.
- Contributed to their death – benefits can be denied if the deceased, either by acting illegally or irresponsibly, caused his own death.
- Misrepresentation of condition – benefits can be denied if the deceased misrepresented his condition when he submitted his insurance application.
Although in some cases one of these is genuinely present, there are times when the insurance company will deny claims based on a false interpretation of the case that led them to one of these conclusions.
Although we are more commonly known to deal with disability claims, our ERISA attorneys are highly trained in life insurance claims because we believe all ERISA benefit denials are unlawful and undeserved. You have enough to deal with upon the death of your loved one, don’t add a denial to your worries. Keep The ERISA Law Center in your corner, and we will always have your back. Contact us today for a FREE consultation.