Applying for long term disability can be difficult, confusing, and especially daunting if you’re not completely familiar with the laws. Insurance companies know how hard they’ve made it for people to apply for long term disability and they take advantage of the fact that most people don’t know the ERISA laws, what they’re entitled to, and how to get it. Here at The ERISA Law Center, our team of ERISA lawyers will walk you through every step of the application process, making sure you aren’t taken advantage of and no mistakes are made.
As your dedicated ERISA lawyers, we will ensure that you totally understand your policy or plan. The language involved in these policies is often very confusing and hard to understand for those who aren’t skilled in the language of the laws. Oftentimes, insurance companies quote language and lines from your policy that aren’t actually there – misleading you. While they say that these things are harmless mistakes, more often than not they were intentional. We will learn your policy inside and out to make sure nothing like this ever happens to you.
The administrative record is the heart of your claim. We go through your entire administrative record to ensure that it has everything it needs in it and adequate records of your illness so that your claim will be approved. Without adequate records, the insurance companies will be quick to deny your claim causing you to file an ERISA appeal. Safe yourself the trouble and heartache of appeals and more paperwork – call The ERISA Law Center today for your ERISA lawyer.